we just returned from panama city and stayed at emerald coast rv beach resort. great setup, nice folks, close to all the action but away from it if needed. next to the zoo. the lions roaring in the night added an unusual flavor to the experience.several full timers live there full time...says it all!
We have stayed at Panama twice and if you are military retired their are two nice camp grounds there and the price is right.
The camp ground that is mentioned in the above post is good also I suppose I have never stayed in it but have been to the Zoo, and be carefull if you eat at the reastraunt across the street from the Zoo they have an all you can eat buffet but you will be lucky to get out of it for less than $50.00 for 2 people. later Jim