Umbrella liability insurance policy

#1
We are about to become full-timers and a friend of ours who RV's part-time suggested an umbrella liability policy. They were in an accident several years ago and are being sued for more than their RV insurance will pay. Their case is still in litigation. Any experiences from other full-timers?
 
#2
not living full time.. yet.

but yes to a umbrella policy.

insurance is a scam.
lawyers are the lowest form of crooks.
so you must do as needed to cover your self at a co$t.
 
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